Low down payment programs
When is it a good idea to refinance?
When you can take advantage of a competitive rate that could be much lower than the one you currently have.
Plus, you may be able to lower your payment or pay off your mortgage faster.
*Total Community Credit Union NMLS ID # 729799 (www.tccu.us). Fixed rate terms offered between 10 and 30 years. Primary, secondary, and investment properties eligible. No prepayment penalties. 15 year term 5.25% rate $100,000 loan amount, principal and interest payment $1,211 (does not include escrow). Rate, terms, programs, and conditions are subject to change without notice. This is not a commitment to lend or extend credit. All loans, credit, and collateral are subject to approval. Restrictions and conditions may apply.