Certificate of Deposit

Certificate of Deposit and IRA Certificate of Deposit

A Certificate of Deposit is a good way to maximize your earnings potential without putting your investment at risk.
Your TCCU accounts are federally insured to at least $250,000 by the NCUA. Your money is invested securely and you can choose to invest as little as $500 for a term as short as 6 months.

6-month

Tier	APY*
$500 – $25,000	3.75%
$25,000.01 – $75,000	3.75%
$75,000.01-$100,000	4.0%
$100,000.01-$150,000	4.0%
$150,000.01 +	4.0%

12-month

Tier	APY*
$500 – $25,000	3.25%
$25,000.01 – $75,000	3.50%
$75,000.01-$100,000	3.50%
$100,000.01-$150,000	3.75%
$150,000.01 +	3.75%

18-month

Tier	APY*
$500 – $25,000	3.0%
$25,000.01 – $75,000	3.25%
$75,000.01-$100,000	3.25%
$100,000.01-$150,000	3.50%
$150,000.01 +	3.50%

24-60 month

Tier	APY*
$500 – $25,000	1.75%
$25,000.01 – $75,000	2.0%
$75,000.01-$100,000	2.0%
$100,000.01-$150,000	2.25%
$150,000.01 +	2.25%

_{Effective as of: 01/13/2026}

_{Print friendly rate table}

*APY= Annual Percentage Yield. Paid and compounded annually and at maturity. Rates subject to change without notice. Penalties may apply for early withdrawals. TCCU deposits are federally insured by NCUA.

– Traditional IRA Certificate of Deposit

– Roth IRA Certificate of Deposit

– Flexible terms from 6 to 60 months

– Only $500 minimum opening deposit

– Dividends paid annually and at maturity

– NCUA Insured up to $250,000

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