VISA Credit Card

Introductory Annual Percentage Rate 0%*

0% APR  for new purchases during the first 6 months*

Your TCCU Visa Credit Card statement will be a separate page included with your regular TCCU Statement or your eStatements.
– If you pay your VISA by mail, please send payment to Total Community Credit Union.
– View transaction history and make payments seamlessly within Online Banking


VISA Platinum Plus
0% APR for 6-months*

VISA Platinum Plus offers a great rate, credit limits up to $20,000 and a 25-day grace period for repayment of the balance for purchases. There is no minimum finance charge, no transaction fee for purchases or cash advances and no annual fees! After the introductory period, the standard APR 11.49%-17.74% is based on your creditworthiness. Cash advance 18.0%APR*.


VISA Platinum ScoreCard
17.99% APR*

VISA Platinum ScoreCard offers ScoreCard Reward Points and website access to view your accumulated points. You can turn your points in for brand name merchandise and travel rewards.
Thousands of merchandise items from brand names like, Apple®, Dyson®, Sony® and more. Redeem 24/7 online at ScoreCardRewards.com.
You may also choose to redeem your points for hotel reservations, resort stays, cruises, airfare and rental cars. Contact travel services and speak with a ScoreCard Travel Agent, 800-854-0790. Choose TCCU Platinum Scorecard and you’ll get up to $250,000 of Travel Accident insurance. Cash advance 18.0%APR*.


Secured Visa
15.99% APR*

A Secured VISA credit card is ideal for members who are just beginning to use credit. Your savings account is used to secure the credit card. And a Secured VISA credit card includes all the same card benefits as our Platinum VISA card.

*APR= Annual Percentage Rate. For VISA Platinum introductory rate of 0% for 6 months on new purchases.  New Visa cards only.  After the introductory period ends, the standard APR will be applied to the unpaid promotional balances and new purchases.  The standard APR is 11.49%-17.74% based on your creditworthiness.  APR for cash advances is 18%.  *APR on balance transfers is 11.49%-17.74%.  For Platinum ScoreCard the standard APR for purchases and balance transfers is 17.99%, cash advances 18%.  Subject to credit approval.  Additional limitations, terms, and conditions may apply.  Limited time offer and subject to change without notice. 


Manage your TCCU VISA credit card (and TCCU debit card) with
TCCU’s mobile banking app is available in your app store.

Lost or Stolen Visa Card call:
Normal business hours: 313-291-3300
Nights & weekends (United States): 800-543-5073
Nights & weekends (outside the United States): 727-570-4881

Download VISA CREDIT CARD DISCLOSURE here

TCCU has partnered with IDProtect® to offer low cost online security coverage.
Call us to enroll in IDProtect for just $2 per month.

ID Protect logo