VISA Credit Card

Introductory Annual Percentage Rate

as low as 2.99% APR*

Save with a special low TCCU members only rate. Open a new TCCU Visa or transfer a balance from another credit card and you’ll enjoy our low introductory rate for 6 months! There is no fee when you transfer a balance from a high-rate card to a Total Community Credit Union Visa. The best part, your savings will add up month after month.

Your TCCU Visa Credit Card statement will be a separate page included with your regular TCCU Statement or your eStatements.
– If you pay your VISA by mail, please send payment to Total Community Credit Union.
– View transaction history and make payments seamlessly within Online Banking


VISA Platinum Plus
9.90%APR*

VISA Platinum Plus offers a great rate, credit limits up to $15,000 and a 25-day grace period for repayment of the balance for purchases. Cash advance 11.90%APR*. There is no minimum finance charge, no transaction fee for purchases or cash advances and no annual fees!


VISA Platinum ScoreCard
12.90%APR*

VISA Platinum ScoreCard offers ScoreCard Reward Points and website access to view your accumulated points. You can turn your points in for brand name merchandise and travel rewards.
Thousands of merchandise items from brand names like, Apple®, Dyson®, Sony® and more. Redeem 24/7 online at ScoreCardRewards.com.
You may also choose to redeem your points for hotel reservations, resort stays, cruises, airfare and rental cars. Contact travel services and speak with a ScoreCard Travel Agent, 800-854-0790. Choose TCCU Platinum Scorecard and you’ll get up to $250,000 of Travel Accident insurance. Cash advance 14.90%APR*.


Secured Visa
9.90%APR*

A Secured VISA credit card is ideal for members who are just beginning to use credit. Your savings account is used to secure the credit card. And a Secured VISA credit card includes all the same card benefits as our Platinum VISA card.

*APR – Annual Percentage Rate. Introductory rate of 2.99%APR for 6 months for new accounts through November 30, 2020. After the introductory period ends, for Platinum Plus the standard APR for purchases is 9.90%APR, cash advances 11.90%APR. For Platinum ScoreCard the standard APR for purchases is 12.90%APR, cash advances 14.90%APR. New card members only. Subject to credit approval. Existing cardholders transferring a balance will receive 2.99%APR for 6 months on the transfer amount. Additional limitations, terms and conditions apply. You will be given further information when you apply.


Manage your TCCU VISA credit card (and TCCU debit card) with
TCCU’s mobile banking app available in your app store.

Google Play logo
Apple App Store logo

Lost or Stolen Visa Card call:
Normal business hours: 313-291-3300
Nights & weekends (United States): 800-543-5073
Nights & weekends (outside the United States): 727-570-4881

VISA CREDIT CARD DISCLOSURE download disclosure HERE