Our lower rates are helping people get into great vehicles.
4.49%
as low as 4.49% APR
up to 48 months*
*APR=Annual Percentage Rate. Go to offer details1
• Direct deposit rate reduction
• Terms up to 84 months
• No application fee
• Fast decisions
• Apply for pre-approval
As low as 4.49% APR includes direct deposit rate discount*. Up to 48 months
Make shopping easier.
Get your vehicle loan pre-approved before you visit with dealers; you’ll feel more confident when know your buying power.
Refinance
an auto loan
Ask us about refinancing an auto loan you have with another lender.
Refinance a high interest rate loan at a lower rate and you can save hundreds or thousands of dollars over the life of your loan.
Start today with our online application
Want to talk it over before applying?
Call (313) 291-3300
1 Rates as low as 4.49% Annual Percentage Rate (APR). Rate shown reflects a 0.25% APR discount for enrollment in direct deposit to a Total Community Credit Union (TCCU) checking account. Without direct deposit enrollment, rate is 4.74% APR.
Example: A $20,000 auto loan financed for 48 months at 4.49% APR results in 48 monthly payments of approximately $455.89. Rates listed as “as low as” are available to highly qualified borrowers and are subject to credit approval, credit score, term, collateral value, loan-to-value (LTV), and underwriting criteria. Not all applicants will qualify for the lowest rate. For deferred payments for 60 days, interest will accrue from the date the loan is disbursed. Membership eligibility required. Promotional rates apply to qualified new money auto loans only.
Refinancing of existing TCCU loans may not qualify. Automatic payment discount requires an active TCCU checking account at time of loan funding and throughout the life of the loan. Discount will be removed if automatic payments are discontinued. Rates, terms, and offers are subject to change without notice. Additional restrictions may apply. Contact TCCU for full details.