Checking and Savings

  • Unlimited check writing privileges.  Free check copies through It’s Me 247, our online banking program.

  • Online Check Re-Ordering – Once you have ordered your first box of checks with the credit union, you can re-order checks online. (Check styles vary in price. There is no additional cost for online orders.)

  • Direct Deposit – Deposit your entire paycheck into your account at the credit union. Plus, we can direct portions of your check into your other accounts (i.e. Holiday Club, to make a loan payment, etc).

  • Courtesy Pay – For qualified members, overdrafts on your checking account may be covered up to $500, provided your account is in good standing and has been open at least 90 days.  A $30 fee will be assessed for each item that draws your account negative.

  • MasterCard  Debit Card – Apply for the FREE MasterCard Debit Card that acts like a paper check – plus it doubles as an ATM Card. Make sure select credit and sign when you are making a purchase at a retailer unless you need cash.
    • Access to thousands of surcharge-free ATMs nationwide!

  • Home Banking – FREE Internet account access provided through this site makes balancing your checkbook, transferring funds, or searching for a cleared check a breeze.
    • Free E-statements – see your statement in It’s Me 24/7 online banking!


  • Shared Branching – TCCU is joining together with other credit unions across the country to “share” their branch offices. As a credit union member, you now have over five thousand credit union locations (called Shared Branching locations) available for your use nationwide.

Savings rates


SHARE ACCOUNTSRATEAPY*
Regular and Sub 0.05%0.05%
Daily Dollar Account0.05%0.05%
Retiree Savings Account0.08%0.08%
IRA Shares0.05%0.05%
*= Annual Percentage Yield.