Access the equity in your home with a Home Equity Loan or Home Equity Line of Credit. Convert the equity in your home into cash you can use for home improvements, debt consolidation, vacation, education, and much more.
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Home Equity Loan
Are you ready to renovate and want to use your home’s equity? A Home Equity Loan lets you use the equity you’ve been building to fund improvements.

HELOC
Home Equity Line Of Credit (HELOC) is a variable rate line of credit borrowed against your home’s equity that you can use to make repairs, renovations, and special purchase.
Special 6-month introductory rate:
3.99% APR*
- No closing costs
- Borrow up to 80% Loan-To-Value
- Only pay on the amount you use
- 10 year draw period, 15 year repayment period

Loan amount | First 6 months APR* | Fixed rate terms | Max Loan-To-Value |
---|---|---|---|
$10,000 to $150,000 | 3.99% | N/A | 80% |
Already have a HELOC with another lender? Refinance your HELOC with TCCU and save!

Loan Officer
Janine Wilson | NMLS ID 2552995
TCCU NMLS ID 729799
Call me:
313.291.3300 x230
Email me:
jwilson@tccu.us
NMLS ID # 729799
HELOC disclosure: *APR = Annual Percentage Rate. After the initial 6-month introductory period the variable annual percentage rate is based monthly on the Prime Rate as published in the Wall Street Journal ten days prior to the end of the month for the life of the line plus a margin. The margin that applies is based on the Loan-to-Value ratio, an assessment of individual creditworthiness, and our underwriting standards. If you made only the minimum monthly payment and took no other credit advances it would take 15 years 0 months to pay off a credit advance of $10,000 at an annual percentage rate of 7.50%. During that period, you would make 180 payments of $94.00. Certain restrictions apply. All rates and promotions are subject to change without notice.