First Account

Your funds are always protected. TCCU accounts are federally insured by the NCUA.

IF UNDER AGE 18: 1) APPLY WITH PARENT/GUARDIAN. 2) BRING YOUR BIRTH CERTIFICATE (or driver’s license when applicable). 3) HAVE SOCIAL SECURITY NUMBER.

You’ll benefit from credit union membership.

A Total Community CU account offers financial independence and smart tools to manage your money.

happy young woman paying for coffee with debit card pay-app

Grow Your Savings

The road to financial health starts with building better money habits– like saving money every month. Most Americans have less than $500 saved and may be unable to afford even a minor emergency. It’s time to change this! Automatic-Saving helps you create a plan that grows your savings. The best part- you don’t even have to think about it. TCCU’s Automatic-Savings tools help you grow your savings.

hand holds phone. Screen shows TCCU mobile banking savings account summary

Directed Deposits

Save every time you get paid with direct deposit to your TCCU Checking. When you set up direct deposit with TCCU you can automatically move a percentage of every direct deposit to your Savings Account.

Debit Card Round-Up

Enable Round-Up and every time you use your TCCU debit card, we round up the transaction in your Checking Account to the nearest dollar and transfer the remainder into your Savings Account. It’s an easy way to start building your savings with every swipe.

Bye-bye fees

We’re here to help you save and earn, not charge you unnecessary maintenance fees. Members under age 21 save without the obligation of a minimum balance. Just $5 keeps your account open.

Budgeting

Deposits made to your account can be directed into sub-accounts that you set up. Create a “sub” for travel, holiday shopping, making loan payments– anything you’re saving for.

Smart Spending

We help you review and track your savings and spending from anywhere, at any time. Add your TCCU debit card to Apple Pay or Google Pay and make convenient payments from your phone. Use Card Controls and take charge of how your card is used, including automatic spending limits.

hand holds phone. Screen shows TCCU mobile banking checking account summary.

Link your money

Use our Pay-Anyone service to safely make transfers to the accounts of family and friends, whether they have a TCCU account or not. Or use your TCCU account with Cash App and Venmo.

Cash when you need it

Drive up to a secure, fee-free ATM at TCCU. You can use our app to find thousands of surcharge-free ATMs at convenience stores, pharmacies and gas stations