A HELOC is a variable rate line of credit borrowed against your home’s equity.
Special introductory rate:
1.99% APR*
for the first 6 months
- Borrow up to 80% Loan-To-Value
- Only pay on the amount you use
- 10 year draw period, 15 year repayment period
Already have a HELOC with another lender? Refinance your HELOC with TCCU and save!
| Loan amount | First 6 months APR* | Fixed rate terms | Max Loan-To-Value |
|---|---|---|---|
| $10,000 to $250,000 | 1.99% | N/A | 80% |
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*APR = Annual Percentage Rate. After the initial 6-month introductory period the variable annual percentage rate is based monthly on the Prime Rate as published in the Wall Street Journal ten days prior to the end of the month for the life of the line plus a margin. The margin that applies is based on the Loan-to-Value ratio, an assessment of individual creditworthiness, and our underwriting standards. If you made only the minimum monthly payment and took no other credit advances it would take 15 years 0 months to pay off a credit advance of $10,000 at an annual percentage rate of 4.0%. During that period, you would make 180 payments of $74.00. Certain restrictions apply. All rates and promotions are subject to change without notice. **Not intended as advice or recommendation. Consult a tax professional regarding tax deductions.