HELOC Document Checklist:

Be prepared to provide us with an image of your driver’s license. If someone will co-sign the loan, please have an image of their license too.

–If you receive your pay electronically, your pay history is available from your employer’s HR site. Simply download or make a screen-capture image of your most recent pay periods (30 days).
–If you receive a printed paycheck, please provide copies of your most recent paycheck stubs (30 days).

Your year-end total earnings appear on the W-2 form provided by your employer at the end of each calendar year. The form is delivered to you either digitally or in printed form. Please be prepared to provide a copy or image of your W-2 form for the previous two years.

Typically the first page of a policy. The declaration page outlines key details of your coverage, including the policyholder’s name, insured property address, policy term, coverage limits, deductibles, and total premium.

If you have not retained this document, contact your mortgage holder and request most recent mortgage statement.

If applicable, also have:

Social Security income award letter
Most recent pension/retirement monthly statement
Disability income award letter
Divorce Decree, all pages
If self-employed or commissioned, tax returns (2 years)
Proof of child support