During each 12 month period, you may skip one summer payment either June, July  or August  and one winter payment either November, December or January. Request must be made prior to payment due date. Maximum 2 skips per year.  Excludes mortgage and home equity loans, Next-Level loans, and lines of credit.  There is a $30 processing fee for each loan which may be deducted from your savings or checking account.  Processing fees may not be added to the loan.  Your loan must be at least 6 months old with a current payment status.  Interest will continue to accrue and the skipped payment may cause the loan to extend beyond the scheduled pay-off date. Skipped payment may affect future GAP Insurance Claims.

Qualifying loans include:
Vehicle loans
Personal Loans
Visa credit cards