Certificate of Deposit

Certificate of Deposit and IRA Certificate of Deposit

A Certificate of Deposit is a good way to maximize your earnings potential without putting your investment at risk.  Your TCCU accounts are federally insured up to $250,000 by the NCUA. Your money is invested securely and you can choose to invest as little as $500 for a term as short as 6 months.

  • Flexible terms from 6 to 60 months
  • Only $500 minimum opening deposit
  • Dividends paid at maturity for 6 and 9 month terms
  • Dividends paid annually for terms 12 months and over
  • Competitive rates
  • NCUA Insured up to $250,000

Available:

  • Certificate of Deposit
  • Traditional IRA Certificate of Deposit
  • Roth IRA Certificate of Deposit

TYPERATE APY*
6 MONTH CERTIFICATE
($500 MINIMUM) (183 DAYS)
0.10%. 0.10%
9 MONTH CERTIFICATE
($500 MINIMUM) (273 DAYS)
0.10% 0.10%
1 YEAR GOLD KEY CERTIFICATE
($500 MINIMUM) (365 DAYS)
0.20%0.20%
18 MONTH CERTIFICATE
($500 MINIMUM) (548 DAYS)
0.25%0.25%
2 YEAR DIAMOND CERTIFICATE
($500 MINIMUM) (730 DAYS)
0.30%0.30%
3 YEAR CERTIFICATE
($500 MINIMUM) (1,095 DAYS)
0.40%0.40%
4 YEAR CERTIFICATE
($500 MINIMUM) (1,460 DAYS)
0.55%0.55%
5 YEAR SILVER CERTIFICATE
($500 MINIMUM) (1,826 DAYS)
0.65%0.65%
*=Annual Percentage Yield
9-month and 18-month are not available for IRA
Effective as of: 10/1/2020