Certificate of Deposit

Certificate of Deposit and IRA Certificate of Deposit

A Certificate of Deposit is a good way to maximize your earnings potential without putting your investment at risk.  Your TCCU accounts are federally insured up to $250,000 by the NCUA. Your money is invested securely and you can choose to invest as little as $500 for a term as short as 6 months.

  • Flexible terms from 6 to 60 months
  • Only $500 minimum opening deposit
  • Dividends paid at maturity for 6 and 9 month terms
  • Dividends paid annually for terms 12 months and over
  • Competitive rates
  • NCUA Insured up to $250,000

Available:

  • Certificate of Deposit
  • Traditional IRA Certificate of Deposit
  • Roth IRA Certificate of Deposit

TYPERATEAPY*LIMIT
6 Month Certificate
183 days
0.10%0.10%$500 MINIMUM
9 Month Certificate
273 days
0.10%0.10%$500 MINIMUM
1 Year Certificate
365 days
0.20%0.20%$500 MINIMUM
18 Month Certificate
548 days
0.25%0.25%$500 MINIMUM
2 Year Certificate
730 days
0.30%0.30%$500 MINIMUM
3 Year Certificate
1,095 days
0.40%0.40%$500 MINIMUM
4 Year Certificate
1,460 days
0.55%0.55%$500 MINIMUM
5 Year Certificate
1,826 days
0.65%0.65%$500 MINIMUM

*=Annual Percentage Yield
9-month and 18-month are not available for IRA
Effective as of: 10/1/2020