Certificate of Deposit and IRA Certificate of Deposit
A Certificate of Deposit is a good way to maximize your earnings potential without putting your investment at risk. Your TCCU accounts are federally insured up to $250,000 by the NCUA. Your money is invested securely and you can choose to invest as little as $500 for a term as short as 6 months.- Flexible terms from 6 to 60 months
- Only $500 minimum opening deposit
- Dividends paid at maturity for 6 and 9 month terms
- Dividends paid annually for terms 12 months and over
- Competitive rates
- NCUA Insured up to $250,000
Available:
- Certificate of Deposit
- Traditional IRA Certificate of Deposit
- Roth IRA Certificate of Deposit
| TYPE | RATE | APY* | LIMIT |
|---|---|---|---|
| 6 Month Certificate 183 days | 0.10% | 0.10% | $500 MINIMUM |
| 9 Month Certificate 273 days | 0.10% | 0.10% | $500 MINIMUM |
| 1 Year Certificate 365 days | 0.20% | 0.20% | $500 MINIMUM |
| 18 Month Certificate 548 days | 0.25% | 0.25% | $500 MINIMUM |
| 2 Year Certificate 730 days | 0.30% | 0.30% | $500 MINIMUM |
| 3 Year Certificate 1,095 days | 0.40% | 0.40% | $500 MINIMUM |
| 4 Year Certificate 1,460 days | 0.55% | 0.55% | $500 MINIMUM |
| 5 Year Certificate 1,826 days | 0.65% | 0.65% | $500 MINIMUM |
*=Annual Percentage Yield
9-month and 18-month are not available for IRA
Effective as of: 10/1/2020