Certificate of Deposit

Certificate of Deposit and IRA Certificate of Deposit

A Certificate of Deposit is a good way to maximize your earnings potential without putting your investment at risk.  Your TCCU accounts are federally insured up to $250,000 by the NCUA. Your money is invested securely and you can choose to invest as little as $500 for a term as short as 6 months.

  • Flexible terms from 6 to 60 months
  • Only $500 minimum opening deposit
  • Dividends paid annually and at maturity
  • Competitive rates
  • NCUA Insured up to $250,000

Available:

  • Certificate of Deposit
  • Traditional IRA Certificate of Deposit
  • Roth IRA Certificate of Deposit

TYPERATEAPY*LIMIT
6 Month Certificate
183 days
0.10%0.10%$500-$150,000+
1 Year Certificate
365 days
0.15%
0.20%
0.20%
0.25%
0.25%
0.15%
0.20%
0.20%
0.25%
0.25%
$500 MINIMUM
$25,000.01-$75,000
$75,000.01-$100,000
$100,000.01-$150,000
$150,000.01+
18 Month Certificate
548 days
Not available for IRA
0.20%
0.20%
0.25%
0.30%
0.35%
0.20%
0.20%
0.25%
0.30%
0.35%
$500 MINIMUM
$25,000.01-$75,000
$75,000.01-$100,000
$100,000.01-$150,000
$150,000.01+
2 Year Certificate
730 days
0.25%
0.25%
0.30%
0.35%
0.40%
0.25%
0.25%
0.30%
0.35%
0.40%
$500 MINIMUM
$25,000.01-$75,000
$75,000.01-$100,000
$100,000.01-$150,000
$150,000.01+
3 Year Certificate
1,095 days
0.50%
0.60%
0.75%
0.75%
0.80%
0.50%
0.60%
0.75%
0.75%
0.80%
$500 MINIMUM
$25,000.01-$75,000
$75,000.01-$100,000
$100,000.01-$150,000
$150,000.01+
4 Year Certificate
1,460 days
0.80%
0.85%
0.90%
0.90%
1.00%
0.80%
0.85%
0.90%
0.90%
1.00%
$500 MINIMUM
$25,000.01-$75,000
$75,000.01-$100,000
$100,000.01-$150,000
$150,000.01+
5 Year Certificate
1,826 days
1.00%
1.05%
1.10%
1.10%
1.15%
1.00%
1.05%
1.10%
1.10%
1.15%
$500 MINIMUM
$25,000.01-$75,000
$75,000.01-$100,000
$100,000.01-$150,000
$150,000.01+

*=Annual Percentage Yield
18-month not available for IRA
Effective as of: 4/1/2022