Service Charges

Schedule of charges

• Money orders - $1.50 
• Personal check cashed or deposited & returned to us - $25.00
• Wire transfer - $14.00 US and $30.00 international
• To re-open a closed account - $15.00
• 24 hour ATM card re-issue or replacement - $6.00
• Statement copy from microfilm - $1.00 per page up to 5, 50 cents each additional
• VISA Debit Card issue and re-issue on expiration date - $10.00
• VISA Debit Card re-issue other than on expiration date - $15.00
• Certified check - $2.50
• Copy of cleared checks- $3.50($.75 each additional copy each occurrence)
• NSF fee- $25.00
• NSF fee for pre-authorized withdrawals - $25.00
• Repost clearing charge- $25.00
• Research/reconcile account- $12.75 per hour ($10.00 minimum charge) 
• Check reorder charge- call for current cost
• Overdraft transfer from shares or loan- $3.00
• Stop payment request- $25.00
• Stop payment (range of checks)- $30.00
• Stop payment for ACH withdrawal - $25.00
• Statement printout - $3.00 per account number
• Notary - $3.00 per person
• Starter/Temporary Checks - $1.00 per sheet/4 checks
• Telephone Transfer Request - $2.00 each/excludes loan payments
• Privilege Pay - $25.00 per item
• Coin Processing - 7% for members
• Coin Processing - 14% for non-members
• Rush order Visa Credit Card - $30.00
• Rush order Visa Debit/Check Card - $86.00

ATM charges

• Nonsufficient funds ATM withdrawal - $25.00
• ATM Negative Balance - $25.00
• Inquiry- $1.00 or $1.50 each*
• Transfer- $1.00 or $1.50 each*
• Withdrawal- $1.00 or $1.50 each*

* whether the charge is $1.00 or $1.50 depends on the members relationship pricing group which is determined monthly.

Service Center charges

• Share or loan payment by cash - No charge
• Share or loan payment by check - $.50 per check
• Cash check with no deposit or loan payment - $1.50 each first 5, $.50 each additional
• Cash check with deposit or loan payment - $.50 each check
• Withdrawal by cash or check - $1.50 each
• Purchase a cashier's check - $1.50 each

What services do we charge members for at TCCU? Is there a monthly maintenance charge or a low balance charge? Is there a way to avoid the charges?

We do have some monthly charges. These are waived for members over the age of 60 or under the age of 21; or if a student taking at least 10 credit hours per semester; or if your only source of income is social security disability; or if you have a mortgage through TCCU. One day each month, on or between the 3rd and 9th of the month, we check the balance of our members accounts. We add up all of your savings accounts including CD's and IRA's. We also add up all your loans. If either all your savings or all your loans total less than $400, your account is subject to the following charges:

• $7.50 low balance fee deducted from your savings, checking or other account.
• $1.00 check cashing fee, each time you bring in a check. (You will not get charged for each check, unless you leave our office and return with more checks in one business day.)
• Your ATM charge will be $1.50 rather than $1.00.
• $3.00 for a printout of your statement.

These charges apply until we review all accounts the following month.