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Home » Rates » Savings / IRA Rates

Savings/IRA Rates

APY - Annual Percentage Yield
Rates are current as of 03/04/2010.
Rates are subject to change at any time.
Please call (800) 291-3003 for current rates.

SAVINGS RATES

Savings Rates
Effective Date: Thursday, March 11th, 2010
TypeDividend RateAPYMinimum BalanceTerm

Regular Share Account

0.15% 0.15% $5.00 0

Christmas Club Account

0.15% 0.15% $0.00 0

IRA Share Account

0.15% 0.15% $50.00 0

Roth IRA Share Account

0.15% 0.15% $50.00 0

Retiree Share Account

0.20% 0.20% $0.00 0
0.00% 0.00% $0.00 0

The Dividend Rate and Annual Percentage Yield (APY) may change at any time, as determined by the Credit Union Board of Directors. Dividends will be compounded every quarter, and will be paid and posted to your account the first day of the new quarter.

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CERTIFICATE OF DEPOSIT RATES

CERTIFICATE OF DEPOSIT RATES
Effective Date: Thursday, March 11th, 2010
TermDividend RateAPYMinimum Balance

6 month CD
6 month IRA CD
6 month Roth IRA CD

0.65% 0.65% $500.00

9 month CD

0.85% 0.85% $500.00

1 year Gold Key CD
1 year IRA CD
1 year Roth IRA CD

1.00% 1.00% $500.00

2 year Diamond CD

2 year IRA CD
2 year Roth IRA CD

1.35% 1.35% $500.00

2 1/2 year CD
2 1/2 year IRA CD
2 1/2 year Roth IRA CD

1.65% 1.65% $500.00

5 year Silver CD
5 year IRA CD
5 year Roth IRA CD

1.95% 1.95% $500.00

Interest shall begin to accrue when the certificate is issued. Interest will be paid at maturity and annually for terms of more than one year. Interest can be 1) credited to the certificate 2) paid out to the member's Savings or Checking account or 3) paid out to the member in the form of a check. This must be determined at the time the account is opened. The Annual Percentage Yield (APY) assumes that the interest earned will be paid to the principal amount and remain on deposit until maturity.  A financial penalty for early withdrawal may apply.

Savings Calculator

Rates are current as of 03/04/2010.
Rates are subject to change at any time.
Please call (800) 291-3003 for current rates.
 

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25155 Goddard Taylor, MI 48180
Local: 313-291-3300
National: 800-291-3003

National Credit Union Administration Tour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency.

Equal Housing LenderWe do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.