Personal Loans

The following loans are available for almost any purpose.  Whether you need to do home improvements, fix your car or just take a well-deserved vacation our personal loan options can make it possible.

PERSONAL LOAN

A personal loan is a loan secured by your signature. This loan is available in either a closed end term or a revolving line of credit term. The maximum dollar amount for this loan is $15,000 with a maximum term of 48 months.

Disclosure of Terms & Interest Rates

CO-SIGNER LOAN

A co-signer loan is for someone who is just getting started with credit, or for someone who has little credit experience. You will be required to have another person with greater credit than yourself, to sign the loan document with you. This makes them also responsible for the loan. This loan can be used for many different purposes from purchasing a used car to purchasing a new bedroom outfit. The maximum dollar amount for this loan is $3,500 with a maximum term of 48 months.

Disclosure of Terms & Interest Rates

TWELVE-MONTH LOAN

A twelve-month loan is a loan for members who would like extra money for the holidays, but don't want a payment for several years. It can also be used for a once a year loan for school. The minimum dollar amount for this loan is $1,200 and the maximum dollar amount is $15,000 with a maximum term of 12 months.

Disclosure of Terms & Interest Rates

SHARE PLEDGE LOAN

A share pledge loan is a loan secured by funds already on deposit at Total Community Credit Union, in either a share account or certificate of deposit. Please contact TCCU at (313) 291-3300 or (800) 291-3003 for further details on this type of loan.