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Rates are subject to change at any time. APR = Annual Percentage Rate. Where multiple rates are shown for the same term in the examples below, your rate will be based on your credit score.
Last Updated: 09/02/2010
2010 - 2011 NEW & USED VEHICLES
Cars, Trucks and SUVs
Maximum loan term 72 months. Your rate is based in part on the term of the loan and your current credit score. 72 month terms are only available for A+, A, and B credit scores, all others maximum loan term is 60 months. Maximum loan amount $75,000.00 or NADA retail value, whichever is less. If you have a "D" credit rating, you may be required to pay a 10% down payment.
| 2009 - 2010 NEW/USED VEHICLES Cars, Trucks and SUVs |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 48 MONTHS |
4.40% |
4.400% |
$22.76 |
| 48 MONTHS |
16.00% |
16.00% |
$28.36 |
| 60 MONTHS |
4.50% |
4.50% |
$18.65 |
| 60 MONTHS |
17.00% |
17.00% |
$24.87 |
| 72 MONTHS |
6.55% |
6.55% |
$16.84 |
| 72 MONTHS |
8.00% |
8.00% |
$17.54 |
2007 - 2009 NEW & USED VEHICLES
Cars, Trucks and SUVs
Maximum loan term 60 months. Your rate is based in part on the term of the loan and your current credit score. Maximum loan amount $50,000.00 or NADA retail value, whichever is less. If you have a "D" credit rating, you may be required to pay a 10% down payment.
| 2006 - 2008 NEW/USED Cars, Trucks and SUVs |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 48 MONTHS |
4.40% |
4.40% |
$22.76 |
| 48 MONTHS |
16.00% |
16.00% |
$28.36 |
| 60 MONTHS |
4.50% |
4.50% |
$18.65 |
| 60 MONTHS |
17.00% |
17.00% |
$24.87 |
2006 AND OLDER
Cars, Trucks and SUVs
Maximum loan term 60 months. Your rates is based in part on the term of the loan and your curent credit score. If you have a "D" credit rating, you may be required to pay a 10% down payment.
2003 - 2005 Maximum loan amount $50,000.00 or NADA trade-in value, whichever is less.
2002 & Older Maximum loan amount $50,000.00 or 90% of the loan value of the vehicle OR 80% of the certified appraised value of the vehicle, whichever is less.
| 2005 AND OLDER Cars, Trucks and SUVs |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 48 MONTHS |
6.40% |
6.40% |
$23.67 |
| 48 MONTHS |
18.00% |
18.00% |
$29.39 |
| 60 MONTHS |
6.50% |
6.50% |
$19.57 |
| 60 MONTHS |
18.00% |
18.00% |
$25.41 |
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BOATS, TRAILERS, CAMPERS, MOTORHOMES
2007 - 2011 NEW & USED
Maximum loan term 120 months. Your interest rate is based in part on the term of the loan and your current credit score. Maximum loan amount $100,000 or the NADA retail value, whichever is less. Under certain circumstances a certified appraisal may be needed to determine value.
| BOATS, TRAILERS, CAMPERS, MOTORHOMES 2006 - 2010 NEW/USED |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 120 MONTHS |
5.90% |
5.90% |
$11.06 |
| 120 MONTHS |
17.60% |
17.60% |
$17.77 |
BOATS, TRAILERS, CAMPERS, MOTORHOMES
2006 AND OLDER
Maximum loan term 120 months. Your interest rate is based in part on the term of the loan and your current credit score. Maximum loan amount $50,000 or the NADA trade-in value, whichever is less. Under certain circumstances a certified appraisal may be needed to determine value.
| BOATS, TRAILERS, CAMPERS, MOTORHOMES 2005 AND OLDER |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 120 MONTHS |
6.90% |
6.90% |
$11.57 |
| 120 MONTHS |
18.00% |
18.00% |
$18.03 |
MOTORCYCLES
2007 - 2011 NEW & USED
Maximum loan term 60 months. Your rate is based in part on the term of the loan and your current credit score. Maximum loan amount $100,000.00 or the NADA retail value, whichever is less. Under certain circumstances a certified appraisal may be needed to determine value. 2005 and older, call for rates.
| MOTORCYCLES 2006 - 2010 |
| . |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 60 MONTHS |
5.90% |
5.90% |
$19.29 |
| 60 MONTHS |
17.60% |
17.60% |
$25.19 |
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PERSONAL WATERCRAFTS & OTHERS
Maximum loan term 60 months. Your rate is based in part on the term of the loan and your current credit score.
| PERSONAL WATERCRAFTS & OTHERS 2005 NEW/USED |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 60 MONTHS |
8.10% |
8.10% |
$20.34 |
| 60 MONTHS |
17.60% |
17.60% |
$20.34 |
SIGNATURE LOAN
Maximum loan term 48 months. Maximum loan amount $15,000.00. Your interest rate is based on your current credit score.
| SIGNATURE LOAN |
| Type | Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| L1/L2 |
48 MONTHS |
13.00% |
13.00% |
$26.82 |
| L2 |
48 MONTHS |
16.95% |
16.95% |
$28.84 |
CO-MAKER LOANS
Maximum loan term 48 months. Maximum loan amount $3,500.00. Your interest rate is based on your current credit score.
| CO-MAKER LOANS |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 48 MONTHS ONLY |
15.00% |
15.00% |
$27.83 |
| 48 MONTHS ONLY |
17.45% |
17.45% |
$29.08 |
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TWELVE MONTH LOAN
| TWELVE MONTH LOAN |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 12 MONTHS ONLY Maximum allowed $10,000 |
12.75% |
12.75% |
$89.23 |
| Maximum allowed $1,20 |
15.75% |
15.75% |
$90.65 |
VISA CREDIT CARD
| VISA CREDIT CARD |
| Type | Variable Rate |
| Classic |
12.90% |
| Secured |
12.90% |
| Platinum |
9.90% |
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