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Loan Rates
Rates are subject to change at any time.
APR - Annual Percentage Rate
Where Multiple Rates are shown for the same term in the examples below,
your rate will be based on your credit score.
Last Updated: 09/11/2009
2009 - 2010 NEW/USED VEHICLES
Cars, Trucks and SUVs
We offer terms up to 72 months. Your rate is based on the term you choose, and your credit score. 72 month terms are only available for A+, A, and B credit scores. Maximum loan amount of $75,000.00. If you have a "D" credit rating, you may be required to pay a 10% down payment.
| 2009 - 2010 NEW/USED VEHICLES Cars, Trucks and SUVs |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 48 MONTHS |
4.40% |
4.400% |
$22.76 |
| 48 MONTHS |
16.00% |
16.00% |
$28.36 |
| 60 MONTHS |
4.50% |
4.50% |
$18.65 |
| 60 MONTHS |
17.00% |
17.00% |
$24.87 |
| 72 MONTHS |
6.55% |
6.55% |
$16.84 |
| 72 MONTHS |
8.00% |
8.00% |
$17.55 |
2006 - 2008 NEW/USED
Cars, Trucks and SUVs
We offer terms up to 60 months. Your rate is based on the term you choose, and your credit score. We will lend up to the retail value on these model years. Maximum loan amount of $50,000.00. If you have a "D" credit rating, you may be required to pay a 10% down payment.
| 2006 - 2008 NEW/USED Cars, Trucks and SUVs |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 48 MONTHS |
4.40% |
4.40% |
$22.76 |
| 48 MONTHS |
16.00% |
16.00% |
$28.36 |
| 60 MONTHS |
4.50% |
4.50% |
$18.65 |
| 60 MONTHS |
17.00% |
17.00% |
$24.87 |
2005 AND OLDER
Cars, Trucks and SUVs
2003 - 2005 We will lend up to the trade-in value of the vehicle.
2002 & Older We will lend up to 90% of the loan value of the vehicle OR up to 80% of the
appraised value of the vehicle.
| 2005 AND OLDER Cars, Trucks and SUVs |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 48 MONTHS |
6.40% |
6.40% |
$23.67 |
| 48 MONTHS |
18.00% |
18.00% |
$29.39 |
| 60 MONTHS |
6.50% |
6.50% |
$19.57 |
| 60 MONTHS |
18.00% |
18.00% |
$25.41 |
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BOATS, TRAILERS, CAMPERS, MOTORHOMES
2006 - 2010 NEW/USED
We offer terms up to 120 months. Your interest rate is based
on the term you choose and your credit score.
| BOATS, TRAILERS, CAMPERS, MOTORHOMES 2006 - 2010 NEW/USED |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 120 MONTHS |
5.90% |
5.90% |
$11.06 |
| 120 MONTHS |
17.60% |
17.60% |
$17.77 |
BOATS, TRAILERS, CAMPERS, MOTORHOMES
2005 AND OLDER
We offer terms up to 120 months. Your interest rate is based
on the term you choose and your credit score.
| BOATS, TRAILERS, CAMPERS, MOTORHOMES 2005 AND OLDER |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 120 MONTHS |
6.90% |
6.90% |
$11.57 |
| 120 MONTHS |
18.00% |
18.00% |
$18.03 |
MOTORCYCLES
2006 - 2010
We offer Terms up to 60 months. Your rate is based on the term you choose, and your credit score. 2005 and older, call for rates.
| MOTORCYCLES 2006 - 2010 |
| . |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 60 MONTHS |
5.90% |
5.90% |
$19.29 |
| 60 MONTHS |
17.60% |
17.60% |
$25.19 |
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PERSONAL WATERCRAFTS & OTHERS
We offer Terms up to 60 months. Your rate is based on the term you choose, and your credit score.
| PERSONAL WATERCRAFTS & OTHERS 2005 NEW/USED |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 60 MONTHS |
8.10% |
8.10% |
$20.34 |
| 60 MONTHS |
17.60% |
17.60% |
$20.34 |
SIGNATURE LOAN
Maximum amount allowed: $10,000
| SIGNATURE LOAN |
| Type | Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| L1/L4 |
48 MONTHS |
13.00% |
13.00% |
$26.82 |
| L4 |
48 MONTHS |
16.95% |
16.95% |
$28.84 |
CO-MAKER LOANS
Maximum amount allowed: $3,500
| CO-MAKER LOANS |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 48 MONTHS ONLY |
15.00% |
15.00% |
$27.83 |
| 48 MONTHS ONLY |
17.45% |
17.45% |
$29.08 |
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TWELVE MONTH LOAN
| TWELVE MONTH LOAN |
| Term | Interest Rate | APR | Payment Per $1000 Borrowed |
| 12 MONTHS ONLY Maximum allowed $10,000 |
12.75% |
12.75% |
$89.23 |
| Maximum allowed $1,20 |
15.75% |
15.75% |
$90.65 |
STUDENT LOANS
| STUDENT LOANS |
| Type | Details |
| Stafford in repayment |
Call for rates |
| Stafford in school/grace/deferment |
Call for rates |
| Plus loan |
Call for rates |
VISA CREDIT CARD
| VISA CREDIT CARD |
| Type | Variable Rate |
| Classic |
12.90% |
| Secured |
12.90% |
| Platinum |
9.90% |
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